Found 2025 Review

Found is a business banking platform built for self-employed individuals and small business owners. It combines checking, bookkeeping, and tax features into one mobile app. There are no monthly fees, no credit check required, and no minimum balance to open an account.

Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank or Lead Bank, Members FDIC, with insurance on deposits up to $250,000.

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Pros

• No monthly fees or minimum balance required
• Built-in bookkeeping and invoicing tools
• Tax tracking with automatic write-offs and real-time estimates
• Business Mastercard® debit card and virtual cards
• FDIC insured up to $250,000 through partner banks

Cons

• Not a full-service bank
• Some advanced features require Found Plus subscription
• No physical branches

How Does Found Work?

Found is designed for freelancers, sole proprietors, and small businesses that want to simplify their finances. Users can send invoices, accept payments, and track expenses from a single app. The platform automatically categorizes spending and highlights potential tax deductions.

The Found debit card can be used anywhere Mastercard® is accepted, and users can create up to 20 virtual cards. Found also supports cash deposits at retail locations, as well as incoming payments via ACH, wire, and apps like PayPal, Venmo, Stripe, and Cash App.

For tax management, Found provides real-time income and tax estimates, savings tools, and—if eligible—an option to make tax payments directly from the app. Contractor management tools are also included at no additional cost.

Key Features

• No monthly fees or overdraft charges
• Integrated bookkeeping and tax tracking
• Unlimited free invoicing
• Mastercard® debit card + up to 20 virtual cards
• FDIC insured up to $250,000
• Syncs with QuickBooks, PayPal, Square, and more
• Built-in contractor payment tools
• Automatic expense categorization
• Real-time tax estimates
• Compatible with Apple Pay and Google Pay

_{Our site is regularly updated with new rates.
For the latest info, click here to visit Found's site.}

Final Thoughts

Found may appeal to self-employed individuals and small business owners looking to keep their finances, taxes, and bookkeeping in one place. Its built-in tools and low barrier to entry make it a flexible option for those managing business income without the complexity of separate systems.

Visit Found ➜

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Found reserves the right to change rates, fees, and other pricing. For the most up-to-date information and to explore Found's products, please click the button above to visit their site.

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