The listings featured on this site are from companies from which this site receives compensation. This influences where, how and in what order such listings appear on this site. Advertising Disclosure

Found logo View Rates Top

Found Review

Found is a business banking platform built for self-employed individuals and small business owners. It combines checking, bookkeeping, and tax features into one mobile app. There are no monthly fees, no credit check required, and no minimum balance to open an account.

Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank or Lead Bank, Members FDIC, with insurance on deposits up to $250,000.

Visit Found ➜

Found

Pros

  • No monthly fees or minimum balance required
  • Built-in bookkeeping and invoicing tools
  • Tax tracking with automatic write-offs and real-time estimates
  • Business Mastercard® debit card and virtual cards
  • FDIC insured up to $250,000 through partner banks

Cons

  • Not a full-service bank
  • Some advanced features require Found Plus subscription
  • No physical branches

How Does Found Work?

Found is designed for freelancers, sole proprietors, and small businesses that want to simplify their finances. Users can send invoices, accept payments, and track expenses from a single app. The platform automatically categorizes spending and highlights potential tax deductions.

The Found debit card can be used anywhere Mastercard® is accepted, and users can create up to 20 virtual cards. Found also supports cash deposits at retail locations, as well as incoming payments via ACH, wire, and apps like PayPal, Venmo, Stripe, and Cash App.

For tax management, Found provides real-time income and tax estimates, savings tools, and—if eligible—an option to make tax payments directly from the app. Contractor management tools are also included at no additional cost.

Key Features

  • No monthly fees or overdraft charges
  • Integrated bookkeeping and tax tracking
  • Unlimited free invoicing
  • Mastercard® debit card + up to 20 virtual cards
  • FDIC insured up to $250,000
  • Syncs with QuickBooks, PayPal, Square, and more
  • Built-in contractor payment tools
  • Automatic expense categorization
  • Real-time tax estimates
  • Compatible with Apple Pay and Google Pay

Our site is regularly updated with new rates.
For the latest info, click here to visit Found's site.

Final Thoughts

Found may appeal to self-employed individuals and small business owners looking to keep their finances, taxes, and bookkeeping in one place. Its built-in tools and low barrier to entry make it a flexible option for those managing business income without the complexity of separate systems.

Visit Found ➜

Found

Found reserves the right to change rates, fees, and other pricing. For the most up-to-date information and to explore Found's products, please click the button above to visit their site.

Not ready to commit? Find the product you need below and view side-by-side bank comparisons with competitive rates and low fees. Best business checking accounts

Want to compare more? Back to bank reviews

How We Rank

Learn more about how findbanks.com rankings are determined.

Recommended Reads

Guide to Smart Banking for Beginners

Read More

What Is Online Banking?

Read More

10 Key Features of Online Banking

Read More

Why Compare With Us

Be Informed

Compare our best business checking account picks backed by 500+ hours of research & review.

Choose Confidently

Find the best business checking account for you, with fee-free & APY-earning options.

Frequently Asked Questions (FAQ)

You can deposit and withdrawal funds into your online account, and manage bills using your bank's secure mobile app, website portal, or by visiting an ATM. To deposit funds into your account, you can transfer money from another account, deposit mobile checks by uploading images of the front and back, use ATMs, or set up direct deposits for recurring incoming payments. For withdrawals, you can transfer money to another account, use ATMs, or request an electronic transfer. Use your online account's automatic payments and bill notifications features so you never miss a payment.
In most cases, you can use your online bank account right away. Opening an online account is fast, often taking just 10 to 15 minutes. Approval is typically granted immediately after application submission, allowing you to create your account, login, and begin banking straight away. If additional verification is needed, approval can take an additional 1 to 2 days.
Yes, nearly all online banks provide free ATMs nationwide and/or automatic reimbursements for ATM fees. Most online banks partner with large ATM networks to provide easy access to ATMs no matter where you live. If you run into difficulty locating in-network ATMs, oftentimes the bank will reimburse any out-of-network ATM charges.
The best bank depends on your financial needs. First, determine whether a checking account for everyday transactions or a savings account to earn interest on your deposits is right for you. Then, look for banks that offer low or no fees. competitive interest rates, great customer reviews, and helpful digital tools to manage your finances easily.
Yes, online banks must adhere to strict government regulations and licensing requirements just as traditional banks must, and many provide the same level of FDIC insurance. Robust encryption and cyber-security keep your personal information safe, in a similar way that traditional banks keep their customer databases secure. Selecting a reputable financial institution is key to any safe banking, so be sure to carefully evaluate and compare banks before agreeing to any terms.
FDIC insured banks are financial institutions that are insured by the Federal Deposit Insurance Corporation (FDIC). This insurance protects deposits up to $250,000 per depositor, per bank, meaning, in the event a bank ever fails, your money is secure.