CIT Bank 2024 Review

CIT Bank is currently an online-only service, though their solid banking history dates back to 1908, with competitive annual percentage yields (APYs), zero fees, and now convenient digital access.

Enjoy the freedom of online banking, extended customer service hours, and small minimum deposit requirements, all while earning impressive interest rates on your savings and checking accounts.

Visit CIT Bank ➜

_{CIT Bank, Member FDIC.}

Pros and Cons

✔ Competitive interest rates
✔ No account fees
✔ Responsive customer support
✔ Highly-rated mobile banking features

✖ Digital only services
✖ Traditional bank offerings of IRAs, auto loans, or credit cards are not available.

How Does CIT Bank Work?

With a strong emphasis on digital convenience, CIT Bank offers fee-free and accessible banking without physical branches and its own ATM network. Customers benefit from 24/7 access to their accounts, competitive APYs, and no account fees, including fee-free overdrafts and out-of-network ATM reimbursements.

A wide range of banking services are accessible through CIT Bank's highly-rated mobile app, which includes features such as digital check deposits. CIT Bank also offers online bill pay and budgeting tools, as well as the ability to send and receive money to others quickly and easily.

The bank also has a suite of other digital services such as online retirement planning, investment tracking, and financial planning. Customer service and support is offered through a variety of channels, including phone, email, and live chat.

Key Features

• Up to 4.55% APY on the Platinum Savings account
• Up to $30 per month in reimbursements for out-of-network ATMs charges
• FDIC insurance up to $250,000, plus two-factor authentication and SSL/AES encryption
• Low minimum deposit requirements

_{Our site is regularly updated with new rates.
For the latest info, click here to visit CIT Bank's site.}

Final Thoughts

CIT Bank offers competitive APYs and a range of personal banking products, including savings accounts, eChecking accounts, and money market accounts.

Customers can benefit from extended customer service hours, excellent mobile banking options, and robust security features, all while earning competitive interest rates on their deposits.

Visit CIT Bank ➜

_{CIT Bank, Member FDIC.}

CIT Bank reserves the right to change rates, fees, and other pricing. For the most up-to-date information and to explore CIT Bank's products, please click the button above to visit their site.

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